Buyer Resources
Recommended Lenders
If you’re going to be financing your home purchase, you should start talking to a lender right off the bat. It’s never too early to get a solid understanding of what you can afford and the budget you will be working with. Working with a solid lender can make or break your home buying process so I always recommend working with someone local and reputable. Below are some of the tried and true lenders that I encourage you to work with.
Some Additional Resources
Schedule a buyer’s consultation
Let’s grab a coffee and I’ll talk you through the ins and outs of what the Austin market is like right now. I’ll explain all of the steps that it takes to buy a home so that you feel confident and prepared.
Buyer FAQs
Do I need a 20% down payment?
NO! A big misconception is that buyers need to be putting 20% down with their loan. Most buyers put between 5%-20% down on their first home, your lender will be able to work with you to to understand what make the most sense for you.
What do you look for in a property?
Almost every buyer at one point has asked me what I personally look for in a property. I personally look for properties in desirable locations that have been overlooked for one reason or another and could use a little sweat equity without having major problems.
Is this a good time to buy?
There’s a saying in real estate that the best time to buy was yesterday but the best answer to this question is whether you WANT to buy right now. There are positives and negatives for buyers in every market condition. If you are serious and motivated to buy a home then now is a good time to buy.
What are the best neighborhoods in Austin?
Despite Austin being a relatively small city there are a ton of distinct neighborhoods and certainly something for everyone. Most people feel very strongly about their neighborhood and will claim it’s the best in the city and I agree, they’re all amazing.
How long does it take to buy a home in Austin?
A good local lender can typically close on a loan in 30 days or less from going under contract. I typically recommend buyers start their search 3-6 months before they need to be in their new home.
How much cash do I need to buy a home?
There are a number of costs outside of the property itself associated with buying a home. Typically these closing costs end up being about 2-5% of the sales price. Other costs to consider are the inspection of the property, moving costs and any cosmetic work you want to do.